Has your Spring maintenance gotten past you? Thinking of hiring a local landscaper to keep your yard looking great? Carlos Perez Landscaping LLC is one of our local landscapers operating in Southern Wake County. Carlos started small with local homeowners who needed shrubbery trimming, grass cutting, and yard mulching. With his amazing customer service and professional attitude, Carlos’ customer base expanded into Homeowner Associations & Condo Associations where Carlos can brighten any entrance or community lot on your schedule with seasonal flowers. By focusing in the Fuquay-Varina, Garner, Holly Springs and Raleigh area; Carlos has grown his business to add a variety of small businesses and churches that need monthly or weekly service. How can you reach Carlos Perez Landscaping? Call or text 919-398-8210.
Working with Middle Creek Insurance to insure Carlos Perez Landscaping LLC; Carlos has streamlined getting Insurance Certificates sent to HOA property managers as he expands his business allowing more time for doing what his team does best – making properties look gorgeous.
Middle Creek Insurance offers a variety of coverages to meet small contractors needs. What types of insurance to Landscape Contractors need or want?
What is landscaping insurance?
Landscaping insurance is coverage designed for professional landscapers and lawn care businesses to guard against risks that can lead to accidents and financial setbacks. Having the right insurance protects you from these potential threats and lets you focus on growing your company.
Why is lawn care business insurance important?
Lawn care insurance is important because it can manage liability for accidents and property damage, protect your equipment and tools, and cover workers’ compensation if an employee gets hurt. It can also help your business bounce back from unexpected events, boost client confidence, and keep you compliant with legal requirements.
Not having landscaping business insurance exposes you to significant financial risks and can affect your ability to grow and operate effectively.
Some clients may ask for proof of insurance before beginning a project with you. Middle Creek Insurance can provide a certificate of insurance (COI) once you start a policy.
Who needs landscaping insurance?
Lawn service insurance is necessary for many different professionals and businesses working in landscaping. Here are some examples of who might need it:
- Independent landscapers
- Landscape architects and designers
- Gardeners
- Arborists
- Lawn care companies
- Lawn irrigation contractors
- Seasonal workers
- Tree trimmers
Whether you’re a sole proprietor, part of an LLC, or working for a startup, you should consider securing coverage.
Types of insurance for landscapers
Landscapers typically need several types of coverage to address different risks associated with their work. Landscaping and lawn care insurance options include:
- General liability: This coverage protects landscaping companies against legal claims and financial setbacks resulting from customer injury, property damage, and advertising injury.
- Commercial auto: This insurance helps protect the vehicles you use for work, like dump trucks, pickups, and utility trailers.
- Package Policy: A package policy merges general liability coverage with protection for commercial buildings and personal property.
- Workers’ compensation: This insurance helps employees who are injured or become ill during work. Find out if you need workers’ comp for your business.
Tools and equipment coverage for landscapers
Landscapers visiting job sites should have tools and equipment insurance. Add it to your general liability or package policy to cover repairs or replacements for lost, damaged, or stolen tools, keeping your business running smoothly.
Landscaping insurance cost
The cost of landscaping insurance depends on several factors, including:
- Type of coverage
- Size of business
- Number of employees
- Services provided
- Business location
- Claims history
Understanding the different aspects of your landscaping business can help you determine which of these components might affect your premium.
Why trust Middle Creek Insurance for landscaper insurance
With Middle Creek Insurance, you have access to a full range of insurance products, competitive rates, and top-notch service.
Our specialists are ready to help you find the right lawn care insurance at a fair price. Give us a call at 919-524-2149 or start a quote today.
