At Middle Creek Insurance, we believe that knowing your flood risk can help you better protect yourself and your property.
Consider these facts when you’re shopping for flood coverage:
- Everyone lives in a flood zone
- Floods and flash floods happen in all 50 states
- 25% of all flood claims are filed by people who live outside high-risk areas
- In high-risk areas, a home is twice as likely to be damaged by a flood than a fire
Compare your options to help find the right coverage
We offer three different types of flood policies to help you get the right coverage. Beyond Floods, a flood policy with more extensive coverage or a flood policy through the National Flood Insurance Program. We also offer an optional Extended Water Coverage as an endorsement to Erie Homeowners policies. Compare some of the options below to help determine which choice fits your needs.

Get started with flood coverage today.
Our independent agents can help you find the right flood insurance for you. Click here to request a proposal from a Middle Creek agent for your property.
* This content provides general information only. Middle Creek Insurance only works with properties located in North Carolina – because we specialize in North Carolina!
Not sure about flood exposures in your area? FEMA offers flood mapping services by address. You can pull up your home or business and see the flood exposure in your immediate area. Click Here to check out your neighborhood!