Category: Personal Auto Proposal
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Should You Leave Your Wipers Up or Down When It Snows?
Apex NC Independent Insurance Agent, Auto Insurance, Commercial Auto Insurance, Commercial vehicle and Trucker Insurance, Erie Insurance, Erie Insurance Agent Raleigh NC, Fuquay-Varina NC Independent Insurance Agent, Garner NC Independent Insurance Agent, Holly Springs NC Independent Insurance Agent, Independent Insurance Agent, Personal Auto Proposal, Vehicle Insurance, Wake County NC Insurance Agent, Willow Spring NCIf you live in an area that’s accustomed to winter weather, it’s a familiar sight: Cars parked with their windshield wipers pointed up, saluting the sky. While North Carolina doesn’t see as much precipitation, why are those wipers up? Some people say lifting your wipers can help prevent damage to the rubber wiper blades while Read more
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Is It Better to Buy a New or Used Car?
Angier NC Independent Insurance Agent, Apex NC Independent Insurance Agent, Auto Insurance, Commercial Auto Insurance, Commercial vehicle and Trucker Insurance, Erie Insurance, Erie Insurance Agent Raleigh NC, Fuquay-Varina NC Independent Insurance Agent, Garner NC Independent Insurance Agent, Holly Springs NC Independent Insurance Agent, Independent Insurance Agent, Motorcycle Insurance, Personal Auto Proposal, Vehicle Insurance, Wake County NC Insurance AgentHave you ever wondered if it’s better to buy a new or used car? (Either way, don’t forget to do your research on auto insurance while you’re at it.) There are pros and cons to each, and every person’s situation is different. Here’s some of the things to consider. New or used? It’s the most fundamental car Read more
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🛑 NC Law Change: DWI Insurance Points Now Last 5 Years
Apex NC Independent Insurance Agent, ATV insurance, Auto Insurance, Commercial Auto Insurance, Commercial vehicle and Trucker Insurance, Erie Insurance Agent Raleigh NC, Fuquay-Varina NC Independent Insurance Agent, Garner NC Independent Insurance Agent, Golf Mobile Insurance, Holly Springs NC Independent Insurance Agent, Independent Insurance Agent, Motorcycle Insurance, Personal Auto Proposal, Recreational Vehicle Insurance, Vehicle Insurance, Wake County NC Insurance Agent, Watercraft and BOAT Insurance, Willow Spring NC🚨 Important NC Insurance Update: DWI Convictions Will Now Carry 12 Insurance Points for Five Years 🚨Posted by Middle Creek Insurance | Effective July 1, 2025 If you or someone you know drives in North Carolina, this is a major change you need to be aware of. Starting July 1, 2025, the North Carolina Rate Read more
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North Carolina Increases Inexperience Period for Drivers: What It Means for You
Apex NC Independent Insurance Agent, ATV insurance, Auto Insurance, Commercial Auto Insurance, Commercial vehicle and Trucker Insurance, Erie Insurance, Erie Insurance Agent Raleigh NC, Fuquay-Varina NC Independent Insurance Agent, Garner NC Independent Insurance Agent, Holly Springs NC Independent Insurance Agent, Independent Insurance Agent, Personal Auto Proposal, Vehicle Insurance, Wake County NC Insurance Agent, Willow Spring NCBig Changes for New Drivers in North Carolina If you or a family member is a newer driver in North Carolina, a recent legal change could significantly impact your auto insurance in the coming years. As of July 1, 2025, the “Inexperienced Operator” classification period has officially been extended from three years to eight years. Read more
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Important Update for North Carolina Drivers – New PJC Premium Surcharge Rules effective July 1, 2025
Apex NC Independent Insurance Agent, Auto Insurance, Commercial Auto Insurance, Commercial vehicle and Trucker Insurance, Erie Insurance, Erie Insurance Agent Raleigh NC, Fuquay-Varina NC Independent Insurance Agent, Garner NC Independent Insurance Agent, Holly Springs NC Independent Insurance Agent, Motorcycle Insurance, Personal Auto Proposal, Recreational Vehicle Insurance, Recreational Vehicle Insurance, Vehicle Insurance, Wake County NC Insurance Agent, Watercraft and BOAT Insurance, Willow Spring NCAs of July 1, 2025, the state of North Carolina has made a significant amendment to the Prayer for Judgment Continued (PJC) insurance surcharge rule. This change will impact how insurers assess your driving record and calculate premiums. 🛑 What’s Changing? 🔹 Lookback Period Extended from 3 to 5 Years Under the prior law, if you received Read more
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Does Auto Insurance Cover Vandalism?

When most people think about auto insurance, they often consider how it protects their car in the event of an accident. But what if you discover that someone’s destroyed your vehicle with their own two hands? Unlike a car crash, vandalism is no accident — it’s an intentional act. The goal could have been to steal Read more


