Category: Erie Insurance Agent Raleigh NC
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Understanding “Back Up of Sewer & Drains” Coverage: HO-3 vs. HE-7 vs. HE-7 with HE-20 vs. HE-7 with HE-21

At Middle Creek Insurance, one of the most common surprises prospective homeowners face is discovering that water backing up through sewers or drains is often not covered the way they expected. “Back up of Sewer & Drains” is not a flood policy. And not all homeowners are the same when it comes to these situations. Read more
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Silver in North Carolina Homeowners Policies. Let’s look at coverage options.
Apex NC Independent Insurance Agent, Condo Unit Owners Insurance, Erie Insurance Agent Raleigh NC, Fuquay-Varina NC Independent Insurance Agent, Garner NC Independent Insurance Agent, Holly Springs NC Independent Insurance Agent, Home, HomeOwners Insurance, Independent Insurance Agent, Renters Insurance, Wake County NC Insurance Agent, Willow Spring NCSilverware Theft Coverage: HO-3 vs. HE-7 vs. HE-7 with HE-20 vs. HE-7 with HE-21 At Middle Creek Insurance, we believe homeowners should understand the fine print—especially when it comes to valuables like silverware, sterling sets, heirloom serving pieces, and collectible flatware. Many homeowners assume all theft coverage is the same, but that’s simply not true. Read more
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Off-Campus Living in Raleigh area? Don’t Forget Renters Insurance

Planning your student’s off campus rental for 2026 term? As more college students head to the Raleigh area for school, many are choosing to live off campus for the independence, space, and flexibility it offers. Whether it’s an apartment, townhouse, or shared rental with friends, moving off campus is an exciting step—but it also comes Read more
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When a Roofer Suggests Filing an Insurance Claim
Angier NC Independent Insurance Agent, Apex NC Independent Insurance Agent, Erie Insurance Agent Raleigh NC, Fuquay-Varina NC Independent Insurance Agent, Garner NC Independent Insurance Agent, Harnett County NC Insurance Agent, Holly Springs NC Independent Insurance Agent, Home, HomeOwners Insurance, Independent Insurance Agent, Johnston County NC Independent Insurance Agent, Wake County NC Insurance Agent, Willow Spring NCAfter a storm, it’s common for roofing companies to go door-to-door offering inspections and suggesting homeowners file an insurance claim for roof damage. While many roofing contractors are reputable professionals, homeowners should be cautious when a contractor immediately recommends filing an insurance claim before the damage has been properly evaluated. How These Situations Sometimes Work Read more
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Let’s Reconnect — Katy Willett Is Ready to Work With You Again
Angier NC Independent Insurance Agent, Apex NC Independent Insurance Agent, Erie Insurance, Erie Insurance Agent Raleigh NC, Fuquay-Varina NC Independent Insurance Agent, Garner NC Independent Insurance Agent, Harnett County NC Insurance Agent, Holly Springs NC Independent Insurance Agent, Independent Insurance Agent, Insurance for Business Owners, Johnston County NC Independent Insurance Agent, NatGen Insurance, Wake County NC Insurance AgentIf you worked with Katy Willett in the past and have been hoping to reconnect, we’ve got some great news. Katy is the founder of Middle Creek Insurance, and her non-compete (sometimes called a non-piracy agreement) from her previous employer has officially expired. These agreements are common in the insurance world and simply mean an Read more
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Should You Leave Your Wipers Up or Down When It Snows?
Apex NC Independent Insurance Agent, Auto Insurance, Commercial Auto Insurance, Commercial vehicle and Trucker Insurance, Erie Insurance, Erie Insurance Agent Raleigh NC, Fuquay-Varina NC Independent Insurance Agent, Garner NC Independent Insurance Agent, Holly Springs NC Independent Insurance Agent, Independent Insurance Agent, Personal Auto Proposal, Vehicle Insurance, Wake County NC Insurance Agent, Willow Spring NCIf you live in an area that’s accustomed to winter weather, it’s a familiar sight: Cars parked with their windshield wipers pointed up, saluting the sky. While North Carolina doesn’t see as much precipitation, why are those wipers up? Some people say lifting your wipers can help prevent damage to the rubber wiper blades while Read more


