Category: Home
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Understanding “Back Up of Sewer & Drains” Coverage: HO-3 vs. HE-7 vs. HE-7 with HE-20 vs. HE-7 with HE-21

At Middle Creek Insurance, one of the most common surprises prospective homeowners face is discovering that water backing up through sewers or drains is often not covered the way they expected. “Back up of Sewer & Drains” is not a flood policy. And not all homeowners are the same when it comes to these situations. Read more
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Silver in North Carolina Homeowners Policies. Let’s look at coverage options.
Apex NC Independent Insurance Agent, Condo Unit Owners Insurance, Erie Insurance Agent Raleigh NC, Fuquay-Varina NC Independent Insurance Agent, Garner NC Independent Insurance Agent, Holly Springs NC Independent Insurance Agent, Home, HomeOwners Insurance, Independent Insurance Agent, Renters Insurance, Wake County NC Insurance Agent, Willow Spring NCSilverware Theft Coverage: HO-3 vs. HE-7 vs. HE-7 with HE-20 vs. HE-7 with HE-21 At Middle Creek Insurance, we believe homeowners should understand the fine print—especially when it comes to valuables like silverware, sterling sets, heirloom serving pieces, and collectible flatware. Many homeowners assume all theft coverage is the same, but that’s simply not true. Read more
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When a Roofer Suggests Filing an Insurance Claim
Angier NC Independent Insurance Agent, Apex NC Independent Insurance Agent, Erie Insurance Agent Raleigh NC, Fuquay-Varina NC Independent Insurance Agent, Garner NC Independent Insurance Agent, Harnett County NC Insurance Agent, Holly Springs NC Independent Insurance Agent, Home, HomeOwners Insurance, Independent Insurance Agent, Johnston County NC Independent Insurance Agent, Wake County NC Insurance Agent, Willow Spring NCAfter a storm, it’s common for roofing companies to go door-to-door offering inspections and suggesting homeowners file an insurance claim for roof damage. While many roofing contractors are reputable professionals, homeowners should be cautious when a contractor immediately recommends filing an insurance claim before the damage has been properly evaluated. How These Situations Sometimes Work Read more
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Five Trick-or-Treating Tips for Tweens and Teens

Whether you love the tricks or prefer the treats, Halloween is just around the corner and so is the sweet-filled tradition of trick-or-treating. This might just be the year your teen or tween would rather canvas the neighborhood without any grownups tagging along. While a scary transition for parents, it’s also an exciting time as Read more
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6 Pumpkin Carving Safety Tips
Angier NC Independent Insurance Agent, Apex NC Independent Insurance Agent, Condo Unit Owners Insurance, Erie Insurance, Erie Insurance Agent Raleigh NC, Fuquay-Varina NC Independent Insurance Agent, Garner NC Independent Insurance Agent, Harnett County NC Insurance Agent, Holly Springs NC Independent Insurance Agent, Home, HomeOwners Insurance, Independent Insurance Agent, Johnston County NC Independent Insurance Agent, Renters Insurance, Wake County NC Insurance Agent, Willow Spring NCFor many, carving pumpkins is an annual tradition. However, pumpkins can be slippery, tough and difficult to work with…let alone create a design on. This Halloween, keep these safety tips in mind when you’re carving your pumpkin masterpiece: For more tips and tricks (or treats) to have a fun and safe Halloween, check out Erie Read more
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🎂🌽 National German Chocolate Cake Day & Corn on the Cob Day – What Do They Have to Do with Insurance?
Angier NC Independent Insurance Agent, Apex NC Independent Insurance Agent, Auto Insurance, Condo Unit Owners Insurance, Erie Insurance Agent Raleigh NC, Fuquay-Varina NC Independent Insurance Agent, Garner NC Independent Insurance Agent, Harnett County NC Insurance Agent, Holly Springs NC Independent Insurance Agent, Home, HomeOwners Insurance, Independent Insurance Agent, Johnston County NC Independent Insurance Agent, Life Insurance, Recreational Vehicle Insurance, Renters Insurance, Wake County NC Insurance Agent, Willow Spring NCYou might be thinking: “What in the world do cake and corn have to do with insurance?”Well… more than you’d expect! At Middle Creek Insurance, we believe in celebrating the little things — because just like German Chocolate Cake and corn on the cob, it’s often the small stuff that brings the most comfort (or Read more


