Category: Erie Insurance
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Understanding “Back Up of Sewer & Drains” Coverage: HO-3 vs. HE-7 vs. HE-7 with HE-20 vs. HE-7 with HE-21
At Middle Creek Insurance, one of the most common surprises prospective homeowners face is discovering that water backing up through sewers or drains is often not covered the way they expected. “Back up of Sewer & Drains” is not a flood policy. And not all homeowners are the same when it comes to these situations. Read more
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The 5-Minute Insurance Check Most People Skip
Most people don’t look at their insurance policy… until something goes wrong. But there’s a quick 5-minute check you can do today that can save you a headache later. 🛑 1. Check your deductible Do you actually know what it is?A lot of people are surprised when a claim happens. 🏠 2. Look at your Read more
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Off-Campus Living in Raleigh area? Don’t Forget Renters Insurance
Planning your student’s off campus rental for 2026 term? As more college students head to the Raleigh area for school, many are choosing to live off campus for the independence, space, and flexibility it offers. Whether it’s an apartment, townhouse, or shared rental with friends, moving off campus is an exciting step—but it also comes Read more
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Why Small Claims Can Cost You More Than You Think
When something small goes wrong—like a minor roof leak, a cracked windshield, or a small water issue—it can be tempting to immediately file an insurance claim. But many homeowners don’t realize that filing smaller claims can sometimes cost more in the long run. Insurance Is Designed for Major Losses Insurance is meant to protect you Read more
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Insurance Term Explained: What Is a Declarations Page?
If you’ve ever looked at your insurance policy and felt overwhelmed, you’re not alone. One of the most important pages in your policy is called the Declarations Page — often referred to as the “Dec Page.” So what exactly is it? Your Declarations Page is a summary of your policy’s most important details. It typically Read more
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Do You Know What an Insurance Declarations Page Is?
When you receive an insurance policy, one of the most important pages isn’t buried deep in the paperwork—it’s right at the front. It’s called the Declarations Page, often referred to as the “Dec Page.” What Is a Declarations Page? The Declarations Page is a summary of your insurance policy. It outlines the key details of Read more
